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LKI position paper on deposit insurance up to Php 1 million – SB 1260 and 2089

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April 13, 2021

Senate Committee on Banks, Financial Institutions

    and Currencies

Senate of the Philippines

Pasay City

Attn. TWG Chairperson

Re: SB 1260 and 2089

Sir /Madam:

This is to confirm our suggestion to retain the compliance to the Bulk Sales law as an existing  safety net for creditors, stockholders and other claimants such as taxes. In any event, the existing requirements to secure a Bulk Sales Law can be secured within a reasonable period of time.

Also, we put on record our support in the proposals to increase up to Php 1 million pesos the deposit insurance on savings. When given the wider information dissemination, such proposals may result to the growth of the banks deposit portfolio especially from individual consumers/depositors as well as micro entrepreneurs, notwithstanding the very low interest on deposits at the present time .

Thank you for the opportunity to share our ideas.Ih

Very truly yours,

Atty. Victorio Mario A. Dimagiba, AB, LLB,

President, Laban Konsyumer Inc.

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